Table of Contents
Key Takeaways
- Social welfare refers to government-funded programs and services that provide free utilities and resources to people with improper circumstances.
- Healthcare, education, weekly allowances, food, and shelter are typical examples of its systems working to provide basic needs to society.
- In the US, eligibility for such benefits depends on several aspects, with income and family size playing a pivotal role.
- The beneficiaries receive Supplemental Nutrition Assistance Program (SNAP) payments through direct payments to an EBT card monthly.
Types
There are two main types of social welfare policies:
- Distributive Policies: These policies involve collecting federal taxes from a broad range of individuals and businesses to fund welfare programs that benefit a smaller portion of the population. Examples include Pell grants, tax credits, and student loans.
- Redistributive Policies: In contrast, redistributive policies entail a smaller group of individuals paying taxes to fund welfare programs that cater to a more significant segment of the population. Examples of such programs include TANF (Temporary Assistance for Needy Families), SNAP (Supplemental Nutrition Assistance Program), and Medicaid.
In addition to these policies, various departments in the US address different societal needs. For instance, the US Department of Housing and Urban Development focuses on housing-related programs, while the Administration for Children and Families oversees family and child welfare services.
Furthermore, the approaches can vary based on factors such as size, income, and the nature of support provided. These approaches include the family-centric approach, mixed economy approach, institutional approach, and residual perspective. Each approach influences how welfare policies are formulated and implemented to address the diverse needs of society.
Examples
Let's understand the topic with the help of some real-world and hypothetical examples.
Example #1
Suppose a fictitious state with a reasonable population. Though its economy is booming, many people are below the poverty line, unemployed, and living on the streets. After observing this, the government regulates new policies and issues grants and support for such people. The authorities introduce employment programs, build shelter homes, and offer daily food stamps and weekly allowances to people below the poverty line.
The government also ensures that kids with disabilities are sent to special schools, and primary education and healthcare are offered through different programs and government offices.
Example #2
A 2015 Forbes article states that America was the world's second-largest social welfare state compared to the democracies of Europe, where the social welfare system is left unchecked for a longer time. The United States has a system that is smaller than the size of the economy. After observing the per capita value, the US was the world's second-largest social state.
An OECD report backs the statement. Still, research and study papers later painted a different picture, explaining how other nations' programs were not adequately measured. One such 2005 study indicates that the researchers looked at the bottom 10% income of countries like Denmark, the UK, and Sweden and used the same pattern to compare them with the US median income.
Importance
The importance of social welfare is -
- Builds a better society for the citizens with a support system.
- People can rely on government authorities for help and assistance.
- It formulates the idea of better resources and utilities available to people, especially those in need.
- Make people believe the government has thought about them, not letting them suffer alone.
- Induces a safety net for people living under rigid scenarios and poor conditions.
Social Welfare Meaning
Social welfare assists citizens and families with different societal problems for growth and development. It establishes a well-built system comprising a network of programs offering support to people at different stages of life.
The social welfare department plays a vital role in any society or government. In the US, the federal government regulates and initiates many schemes offering grants to each state as per requirement through its Temporary Assistance for Needy Families (TANF) program. The welfare programs are typically funded by the federal tax collected from the people.