Best Credit Research Books

List of Top 10 Best Credit Research Books

If you ever want to master credit research as a skill, there is no better way than diving in the best books available in the information world. Below is the list of such books on credit research –

  1. Fundamentals of Credit and Credit Analysis: Corporate Credit Analysis ( Get this book )
  2. Standard & Poor’s Fundamentals of Corporate Credit Analysis ( Get this book )
  3. Credit Professional’s Handbook ( Get this book )
  4. Credit Analysis: A Complete Guide ( Get this book )
  5. A Pragmatist’s Guide to Leveraged Finance: Credit Analysis for Bonds and Bank Debt ( Get this book )
  6. Global Credit Analysis ( Get this book )
  7. Corporate Credit Analysis: Credit Risk Management ( Get this book )
  8. Bond Credit Analysis: Framework and Case Studies ( Get this book )
  9. Credit Analysis ( Get this book )
  10. Advanced Credit Analysis ( Get this book )

Let us discuss each of the credit research books in detail along with its key takeaways and reviews.

Best Credit Research Books

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#1 – Fundamentals of Credit and Credit Analysis: Corporate Credit Analysis

by Arnold Ziegel & Ronna Ziegel

Fundamentals of Credit and Credit Analysis: Corporate Credit Analysis

If you want to understand the basic concepts of credit analysis, this is the first book you should read. Let’s have a look at the review and best takeaways.

Book Review

Suppose you don’t have any idea about credit analysis. What would you do? The first thing you must do is to pick up this book and read the material cover to cover. The author has written the book not only for people who have experience in the field but especially for those who have little or no exposure in the credit analysis business. Within just 163 pages, it will explain everything you need to know in credit analysis at a foundational level. If you want to start off with any book for building your foundations for credit analysis, look no further than this book.

Best Takeaways from this Best Credit Research book

There are few things for which you should buy this best credit research book –

  • The author has been an experienced professional in the same industry, which makes him realize the value of credit analysis. And thus, he uses very lucid language to explain the basic concepts, which also have practical connotations.
  • This book is meant for beginners and thus adds tremendous value to people who are willing to get started with credit analysis.
  • This book has laid out a great frame on which you can create your further structure of knowledge. It’s said that a good foundation is the basis of building great skills.
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#2 – Standard & Poor’s Fundamentals of Corporate Credit Analysis

by Blaise Ganguin & John Bilardello

Standard & Poor's Fundamentals of Corporate Credit Analysis

If you want to know more about credit analysis after building your foundational knowledge, this is it.

Book Review

If you have a bit of financial acumen, this is the book you should read to understand the basics of credit analysis. Many people who have read this book have reviewed that it has helped them understand the market and how credit analysis works to start their jobs as credit analysts. The book has been arranged in a particular manner, which you can call “top-down approach.” It starts with the most recent subject and gradually reveals the reality of the industry in a concise manner. If you want to build your knowledge base on credit analysis, this is the book you should read.

Best Takeaways from this Top Credit Research book

There are few things that help this book stand out –

  • This top credit research book is helpful not for the beginners, but for people who are professionals in any financial field. It will systematically teach one to find out the operating and financial strength of a borrower.
  • The book is full of practical examples that will help you connect with the fundamental concepts, and you would also be able to understand the latest trends in the industry.
  • This book has been written by industry experts who have been in the field for more than a decade.
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#3 – Credit Professional’s Handbook

by Credit Research Foundation

Credit Professional's Handbook

This book is a gem, and that’s the reason we have included this book in our list of best books on credit analysis.

Book Review

If you want to have a guidebook handy on credit analysis all the time, this is the book you should choose. This is an old version, but it includes all the fundamentals you need to know to thrive in the credit research industry. This book has greatly talked about credit, accounts receivableAccounts ReceivableAccounts receivables refer to the amount due on the customers for the credit sales of the products or services made by the company to them. It appears as a current asset in the corporate balance sheet.read more, and customer financial management. If you face any issue in credit analysis, you should go back to this book again and again.

Best Takeaways from this Best Credit Research book

There are three things for which you should carry this book all around –

  • This best credit research book is very comprehensive, and very few titles will offer you guidance on credit research at such a level.
  • This book is very reasonably priced; thus, if you want to keep it as a reference guide, you don’t need to worry about putting a fortune at stake.
  • You would not only learn to analyse the credit; rather, you would also learn how to write credit policy.
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#4 – Credit Analysis: A Complete Guide

by Roger H. Hale

Credit Analysis: A Complete Guide

This top credit research book is recommended for anyone who would like to refer a handy guide quite often while doing their analyses.

Book Review

This book has stood out the test of time. It was written 20 years ago for credit professionals. The readers who have revered this book over the years have mentioned that this book is a must-read for every business which deals with credit analyses. What else do you expect from a single volume? But don’t expect too much from this book because you won’t get any recent trends covered in this book. If you are looking for fundamentals that haven’t changed over the years, this is the book you should not miss.

Best Takeaways from this Top Credit Research book

  • The only thing that separates this book from others is the depth with which it explains the concepts. No wonder this book was written 20 years ago and has remained relevant even now also.
  • This book can be read easily if you want to become a self-taught credit analysis professional. The language is lucid, and you can manage to read this book all by yourself.
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#5 – A Pragmatist’s Guide to Leveraged Finance: Credit Analysis for Bonds and Bank Debt

(paperback) (Applied Corporate Finance)

by Robert S. Kerchief

A Pragmatist's Guide to Leveraged Finance: Credit Analysis for Bonds and Bank Debt (Applied Corporate Finance)

This is a book that will forever change the way you look at Credit Analysis. This is particularly useful for credit analysts who specify in bonds and bank debt.

Book Review

If you are not comfortable with the “no theory” book, this is not the right book for you. Because this is only for people who are looking for pragmatic solutions instead of wordy jargon and flowery languages! That doesn’t mean it is complex and only useful for people who have knowledge in the programming language. No! This book is for you if you know how to feed data into a spreadsheet. And this is also not something you would feel dragged to read. This is minimalistic, and you would learn only the meat, not anything else. But this book is not for you if you are just starting out. If you already know the theory, this book is the perfect ally for all you.

Best Takeaways from this Top book on Credit Research

  • This is just 288 pages, and you are done reading. Moreover, this top credit research book is written only to talk about things that matter in credit analyses for bonds and bank debts.
  • This book is only based on practical examples and almost no theories. Thus practitioners who would like to learn the nuts and bolts of the advanced credit analysis would be able to do that with ease.
  • Compared to the value this book provides, the price of the book is very much reasonable. Readers of this book have mentioned that this is a must-read book if you want to thrive in credit analysis. What else could you expect from a book of this size?
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#6 – Global Credit Analysis

by David Stimpson

Global Credit Analysis

This book is old but will help you understand key concepts.

Book Review

This top book on credit research is a golden book on the philosophy of credit analysis. Moreover, this book is based on Moody’s philosophy in credit rating. It may not act as a substitute for any modern book on credit analysis, but it will help you understand the fundamentals, and it does a great job explaining that. The only issue is this book was written long ago. If Moody considers updating the book with the second edition, it will become a much-valued resource for credit analysts around the world.

Best Takeaways from this Best book on Credit Research

  • Fundamentals are the keys to this book. This is not a book that will help you understand anything practically. But if you talk about qualitative understanding, this book is a great resource.
  • This book is for you if you want to just glance through the fundamentals and not interested much in the practical application. You can say, if you are starting out in this business, this book will help you clear out the fogs in your head.
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#7 – Corporate Credit Analysis: Credit Risk Management

(Risk Management Series) 

by Brian Coyle

Corporate Credit Analysis: Credit Risk Management (Business & Economics)

This best book on credit research is particularly useful if you are looking for something on credit analyses related to credit risk management.

Book Review

This book is not only written for credit analysts; if you are risk managers, fund managers, investment advisors, or accountants, this book is very much relevant to you. The best part of this book is it explains the concept with proper emphasis on case study analysis, which will help you relate to the practical world. This is a book that is particularly written with a focus on credit risk managementCredit Risk ManagementCredit Risk Management is the process of mitigating the risk associated with each security in a portfolio. There are various ways to eliminate the potential risks posed by a market.read more. It also offers an international perspective in terms of credit risk. But there is one drawback – this book was written 16 years ago, and many things have changed in the industry since then.

Best Takeaways from this Top book on Credit Research

Here’s what you would get out of this book –

  • You would be able to learn about establishing overall corporate goals for creditworthiness and implementing a credit analysis system.
  • You will also learn about how to go for outsourcing. In this single volume, you will also be able to refer back to many case study analyses and sample credit analyses programs.
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#8 – Bond Credit Analysis: Framework and Case Studies

by Frank J. Fabozzi

Bond Credit Analysis: Framework and Case Studies

This book is taken as a go-to-guide for credit analysts. Let’s look at the review and best takeaways to understand what this book offers in brief.

Book Review

There are two types of books available in the market on credit analysis. One type of book is those who will talk about a particular aspect of credit analysis and go in-depth about it. And another sort of book will increase your breadth of knowledge. This book falls under the books, which will increase your breadth of knowledge about credit analysis. If you are looking for an in-depth book, this isn’t one. Each chapter in this book doesn’t compliment each other and only talks about a particular topic in a particular chapter. Pick up this book if your intention is to revise and refresh the old concepts that you already have mastered. This is not a book which will be much useful for beginners. But will help a professional expanding the knowledge base.

Best Takeaways from this Best book on Credit Research

  • This best credit research book is a compendium of some great stuff on credit analysis put together in a single volume.
  • This book will increase your breadth of knowledge and help you gain new perspectives about credit analysis.
  • This book has taken series of case studies so that you can relate and refresh your fundamental concepts and can apply all that you learn.
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#9 – Credit Analysis

by William Charles Schluter

Credit Analysis

This book is a complete guide on credit analysis.

Book Review

This book is not old, but it was written a few years ago. But still, it is still relevant to the finance audience today. This book is quite comprehensive and more than 450 pages in length. You will find every fundamental concept you need to know in credit analysis. It can be a great guide to those who are looking to build their knowledge base in credit analysis.

Best Takeaways from this Best Credit Research book

  • This book is very reasonably priced, given the subject matter and the number of pages contained.
  • This book can be a great ally for credit analysts throughout their career.
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#10 – Advanced Credit Analysis

by Keith Checkley & Timothy Jury

Advanced Credit Analysis

This book is for practitioners. Let’s have a look at the review and best takeaways.

Book Review

This book is not for beginners. If you have a few years of experience as professionals, you should pick this book up. As the name suggests, you will find advanced concepts and complex examples in this book. Quite handy and filled with practical examples, this book will help you make the mental leap from an average credit analyst to an extra-ordinary one. The only issue is this book is a bit old, written in 1996.

Best Takeaways from this Best Credit Research book

  • This book is particularly written for advanced learners. So the specificity of the audience helps this book stand out.
  • It will help you understand complex concepts in a lucid manner.
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